Rate of Interest of SME Financial Services

Product Name Interest Rate
Women Entrepreneur (Refinance) 5.00%
Agro Processing (Refinance) 7.00%
JICA Refinance 10.30%
SME Refinance under SPD-2 6.00%
Micro – Trading 11.00%
Micro – Manufacturing 11.00%
Micro – Service 11.00%
Small – Trading 11.00%
Small – Manufacturing 11.00%
Small – Service 11.00%
Medium – Manufacturing 11.00%
Medium – Service 11.00%
Fully Cash Backed Loan Deposit Rate + 2.00%

Rate of Interest of Retail Financial Services

Product Name Interest Rate for General
Auto Loan
Auto Loan for Individual (Salaried) 10.50%
Auto Loan for Landlord/Businessman 11.00%
Auto Loan for Special Corporates (SC)/Multinational Company (MNC) & employee of MNC/SC 10.50%
Commercial Vehicle 11.00%
Home Loan
Home Loan 10.50%
Affordable Housing Finance 11.00%
Loan Against Property (LAP) 11.00%
Personal Loan
Personal Loan for Salaried Persons/Professionals 11.00%
Personal Loan for Landlord/Land Lady 11.00%
Bonik (Unsecured Personal loan for Businessman) 11.00%
Short Term Loan against TDR
Short Term Loan against TDR 2% plus TDR rate