KEY HIGHLIGHTS
Why Choose Our Home Loans?
Competitive Rates
Starting from 8.5% per annum with flexible interest structures
Extended Tenure
Loan tenure up to 20 years with convenient monthly EMI
Quick Processing
Fast loan approval within 7-15 working days
Broad Property Cover
Finance for residential, commercial, and duplex properties
About Home Loan
Turn Your Real Estate Dreams Into Reality
Dhaka Finance Ltd. specializes in providing hassle-free home financing for first-time homebuyers, experienced investors, and property upgrade seekers. Our comprehensive home loan products are structured to match your financial capacity and property requirements.
Loan Amount & Eligibility
- Loan Amount: BDT 5 lakh to 1 crore+
- Maximum LTV: 80% of property value
- Eligibility: Salaried/self-employed individuals 25-60 years
- Minimum Income: BDT 30,000 monthly
Complete Loan Features
Everything you need to know about our home financing solutions
Flexible Repayment Options
- • Fixed and floating interest rates
- • Equated Monthly Installment (EMI) structure
- • Prepayment without penalty
- • Step-down EMI options available
Documentation & Process
- • Minimal documentation requirements
- • Digital verification & processing
- • Property valuation by certified valuers
- • Legal documentation support
Insurance Coverage
- • Comprehensive property insurance
- • Life insurance cover for borrower
- • Optional additional coverage
- • Hassle-free claim settlement
Dedicated Support
- • Relationship manager for guidance
- • Online account management portal
- • Mobile app for EMI tracking
- • 24/7 customer support
Quick Calculator
Estimate Your Monthly EMI
Use our simple calculator to get an approximate idea of your monthly loan payment.
Min: 5 Lakh
BDT 30 Lakh
Max: BDT 1 Crore
Min: 5 Yr
15 Years
Max: 20 Yr
Min: 8%
9.5%
Max: 12%
Estimated Monthly EMI
BDT 22,107
Documents Required
Quick checklist for a smooth application
Personal Documents
- National ID / Passport
- Birth Certificate
- Address Proof (Utility Bill)
- 2 Recent Photographs
Financial Documents
- Last 2 Months Salary Slip
- Last 2 Years Income Tax Return
- Bank Statement (6 months)
- Employment Letter
Property Documents
- Property Deed/Title
- Property Tax Payment Receipts
- Possession Certificate
- Site Plan & Building Plan
Other Documents
- Loan Application Form
- No Objection Certificate
- Property Insurance Quote
- Co-applicant Documents (if any)
Frequently Asked Questions
The maximum loan amount depends on your monthly income, credit history, and property value. Generally, we offer loans up to 80% of the property value with a maximum ceiling of 1 crore BDT. Our loan officers will assess your eligibility during the consultation.
The approval process typically takes 7-15 working days. Once you submit complete documentation, we conduct property valuation, verification, and credit assessment. If everything is satisfactory, you receive the approval letter within this timeframe.
Yes! We allow prepayment of the entire loan amount without any prepayment penalty. You can also make partial prepayments to reduce your interest burden. Discuss with our relationship manager for flexible prepayment schedules.
Property insurance is mandatory as per Bangladesh Bank guidelines. We provide comprehensive coverage against fire, theft, and natural calamities. Life insurance cover for the borrower is also recommended. Our team will guide you through the insurance process.
A co-applicant is not mandatory but recommended if you want to increase your loan eligibility. A spouse or close family member can be a co-applicant. This also provides better security for both parties.
Get in Touch
Have questions? Our home loan experts are here to help