SME SOLUTIONS
Why Choose Dhaka Finance for SME Growth?
Expert Advisory
Dedicated business advisors with industry expertise
Growth Focused
Financing tailored to scale your operations
Competitive Rates
From 10.5% p.a. with flexible structures
Quick Disbursement
Fast processing for urgent business needs
SME Financing
Fuel Your Business Ambitions
Our SME financing products are designed to support all stages of business growth – from working capital management to expansion projects. We understand the unique challenges SMEs face and offer customized solutions.
Loan Overview
- Loan Amount: BDT 10 lakh to 5 crore
- Tenure: 12-84 months
- Interest Rate: From 10.5% p.a.
- Collateral: Flexible options available
Different Financing Solutions
Working Capital Finance
Keep your daily operations running smoothly with short-term working capital solutions.
- • Revolving credit facilities
- • Overdraft accounts
- • Trade financing
Term Loan for Expansion
Finance for new branches, equipment, or facility expansion.
- • 5-7 year tenures
- • Equipment financing
- • Infrastructure development
Equipment Financing
Upgrade machinery and equipment to boost productivity.
- • Machinery financing
- • Technology upgrades
- • Vehicle financing
Supply Chain Financing
Optimize cash flow and manage supplier payments efficiently.
- • Vendor financing
- • Invoice discounting
- • Purchase order financing
SME Eligibility Criteria
Business Requirements
- Business Age: Minimum 2 years
- Annual Turnover: Min 5 lakh BDT
- Business Registration: Proper documentation
- Track Record: Good payment history
Promoter Requirements
- Age: 25-65 years
- Experience: Relevant industry experience
- Equity: Minimum 20% owner contribution
- Credit History: Clean credit profile
Frequently Asked Questions
We support diverse SMEs including retail, manufacturing, services, IT, construction, logistics, and trading businesses. Our team will assess your business model and provide customized solutions.
Business registration certificate, 2 years ITR, bank statements, business plan, promoter documents, and property details (if applicable). Our team will provide a complete checklist during consultation.
Typically 2-4 weeks including due diligence, verification, and site inspection. For express approval with adequate documentation, it can be faster.
Yes! We support proprietorship, partnership, and private limited companies. Documentation requirements vary slightly based on business structure. Contact our SME team for specifics.
For smaller loans, personal/business guarantees may suffice. For larger amounts, property collateral or equipment hypothecation might be required. We'll discuss flexible options with you.
Connect with Our SME Specialists
Get expert guidance for your business financing needs