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Why Personal Loan from Dhaka Finance?
Fast Disbursement
Get approved in 24 hours, money in your account same day
Minimal Docs
Unsecured loan with minimal paperwork requirements
Competitive Rates
From 11% p.a. with flexible repayment terms
Secure & Safe
Bangladesh Bank compliant with zero hidden charges
What is Personal Loan?
Meet Any Need with Instant Cash
A Personal Loan is an unsecured, fixed-rate loan that you can use for any personal need–whether it's a vacation, wedding, medical emergency, or consolidating existing debts. No collateral needed, no restrictions on usage.
Loan Details
- Loan Amount: BDT 50,000 to 10 lakhs
- Loan Tenure: 12-60 months
- Interest Rate: From 11% p.a.
- Processing Fee: 1.5% of loan amount
Premium Features Included
Everything you get with personal loan
Speedy Approval
- • 24-hour loan approval
- • Same-day fund disbursement
- • Digital application process
- • Instant online eligibility check
Easy Documentation
- • Simple form filling
- • Minimal supporting documents
- • Video KYC verification
- • Digital signature acceptance
Flexible Repayment
- • 12-60 month repayment options
- • Flexible EMI management
- • Repayment holiday options
- • Prepayment without penalty
Premium Protection
- • Accidental death & disability cover
- • Job loss insurance
- • Loan protection insurance
- • Optional additional coverage
Common Uses for Personal Loans
💒
Wedding Expenses
Get funds for your dream wedding instantly
✈️
Travel & Vacation
Fund your dream vacation without stress
🏥
Medical Emergency
Emergency healthcare without worrying finances
🏠
Home Renovation
Renovate your home with flexible financing
📚
Education
Invest in your education with easy loans
💳
Debt Consolidation
Consolidate multiple debts into one EMI
Simple Eligibility Criteria
Who Can Apply?
- Age: 21-65 years
- Employment: Salaried or self-employed
- Minimum Income: BDT 20,000 monthly
- Existing Customer: Preferred but not mandatory
- Credit Score: Good credit history preferred
Frequently Asked Questions
You can get a personal loan from BDT 50,000 to 10 lakhs depending on your income, credit history, and repayment capacity. We use proprietary algorithms to determine your exact eligibility.
Yes, personal loans are completely unsecured. You don't need to pledge any collateral or property. The loan is approved based on your income, credit history, and repayment capacity.
Processing fee: 1.5% of loan amount. No hidden charges. All charges are disclosed upfront in your loan agreement. Optional insurance covers are available for protection.
Absolutely! You can prepay the entire loan or make partial prepayments anytime without any penalty. Just inform our customer service team, and we'll process it immediately.
Once your application is approved (usually within 24 hours), funds are disbursed to your bank account on the same day or next working day. It's that fast!
Have Questions?
Contact our loan experts for guidance